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🤬Bitch Bitch thread

Juggs said:
Mother fucking fuck.

Homeowners insurance going up yet again. Slight increase in property taxes. Monthly escrow payment goes up nearly $100 for the 2nd year in a row.
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I’ve been changing my insurance just about every year. Still goes up, but it seems like once they have you, they put the screws to you because they expect people to just renew. May want to get some quotes. If you do switch, you’ll probably need a 4 pt inspection, those are usually $100-$125, but well worth it if you can save $1k.
 
52:20 said:
I’ve been changing my insurance just about every year. Still goes up, but it seems like once they have you, they put the screws to you because they expect people to just renew. May want to get some quotes. If you do switch, you’ll probably need a 4 pt inspection, those are usually $100-$125, but well worth it if you can save $1k.
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Yeah I'm going to start looking once I knock some stuff out for work.

I'm also assuming the 2 hurricanes and all the claims have something to do with that big of a jump since the last statement in the summer.
 
52:20 said:
Get some quotes, they bank on people not wanting the hassle
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Right now I'm seeing Progressive as among the cheapest. Gonna get a quote and if it's good enough, I'll bundle since my auto is with them.

I switched to Nationwide 2 years ago because the previous kept going up. That lasted a whopping year before they started raising it again.
 
52:20 said:
Get some quotes, they bank on people not wanting the hassle
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South Florida is an insurance hellhole. Before USAA started writing new policies in Florida again, we were stuck with whatever no-name insurance company thought they could make a stand, only to drop out. This happened year after year, and it was impossible to find one of the big names to write a policy here, until I discovered that USAA came back to the state.

They're a bit more expensive than the cut-rate insurers but I know they aren't going to disappear if the shit hits the fan.
 
Ran through the get a quote for Progressive. Slightly better coverage for just shy of half the price. Of course I'm sure that'll go up year by year, but for now, I'll take it. Maybe my grocery bill will go back down by the time it raises :lol:
 
Juggs said:
Fuuuuck. I have no copy of the boundary survey for my house and no one (licensed and insured) will even bother giving me a quote on replacing my privacy fence without one.
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Can you get it from the county or city? I was able to do that when I put my fence in using the previous survey the county had on file.
 
Irish Mike said:
Can you get it from the county or city? I was able to do that when I put my fence in using the previous survey the county had on file.
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Nothing on file to get here as far as I'm aware (or so says my boss, the engineer who works with the city/county and their records regularly :lol: )

The only survey was done when the neighborhood was built, late 70s. The best I have on public record is a plat of the neighborhood, but it shows ROW widths and the dimension from the center of ROW to my property line, so that should be sufficient. Or it better be, because that's all I could find and I'm not paying for one. But it is one of the best plats I've seen as far as detail, usually the ones I've had to look up were dogshit.
 
So I’m supposed to speak in February in Iowa and there is one direct flight from Reagan and for an assigned seat, not even checking a bag it’s $800

I saw something about Prague and looked at tickets and round trip is $500 😭
 
Juggs said:
Nothing on file to get here as far as I'm aware (or so says my boss, the engineer who works with the city/county and their records regularly :lol: )

The only survey was done when the neighborhood was built, late 70s. The best I have on public record is a plat of the neighborhood, but it shows ROW widths and the dimension from the center of ROW to my property line, so that should be sufficient. Or it better be, because that's all I could find and I'm not paying for one. But it is one of the best plats I've seen as far as detail, usually the ones I've had to look up were dogshit.
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Wow, no surveys since the 70's? I'm guessing you're not the original owner. There wasn't a survey done when you bought the place?
 
Irish Mike said:
Wow, no surveys since the 70's? I'm guessing you're not the original owner. There wasn't a survey done when you bought the place?
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Hah...This house was built the year I was born, so naw. I've been here 13 years. A survey is supposed to be in the closing documents, but oddly there isn't one in mine. I never had one done. I refinanced a few years ago, so I can't be certain the previous owner didn't have a survey already that was included in the original closing docs, but.....I can't find them and my account with the last mortgage company no longer exists. I tried to login to see if I could get past info....Nope.
 
We drove everywhere as a family. As an adult....I've been too broke to take big trips or I chose to spend it on other stuff. Now I'm kinda too paranoid about being anxious and trapped on a plane with feeling like my only "escape" is to drink. Being sober sucks sometimes, I should have flown before I quit drinking :lol:

I'm actually still planning on flying next year with the kid. Next time I go to TN, for my parents 50th anniversary, I'm leaning towards the short flight to Asheville instead of driving 12 hours. Actually the drive is worse now because so much of I40 near my parents is completely gone from the side of the mountain, so everyone is driving through Cherokee/Gatlinburg, making the trip 3x longer in that region.
 
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